A payment infrastructure API platform provides businesses with seamless access to SEPA-area account-to-account payment capabilities. It enables automated provisioning of IBAN and virtual IBAN accounts, instant push and pull payments, account ownership and access verifications, real-time reconciliation, and compliance tools through a unified interface.
Licence Scope
Initiating and receiving payment orders, executing credit transfers, managing client funds in accordance with applicable laws. The segregation of client funds in distinct accounts at licensed credit institutions, ensuring that customer balances are held separately from the institution’s own resources and monitored by the supervisor.
Instant payout services enable near-real-time settlement within SEPA, while pull payment mechanisms like request-to-pay reduce dependency on card networks for collections and recurring billing.
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