POLAND SPI

-Incorporation: Mid-2024
-SPI/MIP License Granted: Mid-2025
-Operational History: The company has not been operational — no actual business activity was conducted aside from a few internal transfers, registration, and regulatory setup.
-Bank Account: mBank

Background: The entity was established by a group already active in the lending (loan) industry via a separate company.

Purpose: This new company was created as a regulated vehicle with a fresh Small Payment Institution (MIP) license and with DORA implementation already in place.

License Scope
The MIP license covers the full permitted scope under Polish regulations, including:
-Cash deposits and withdrawals
-Domestic transfers and payment orders
-Issuance of payment instruments (e.g. cards)
-Acquiring services (merchant payments)
-Money remittance services
-FX services as ancillary

This means the company is fully enabled to operate as a non-bank payment service provider within Poland.